Wednesday, October 27, 2010

Do not let the market fall,

 Banks have taken advantage of the line, accelerate issue short term financial products, to avoid future interest rate again asymmetric potential costs risk.

reporter rough statistics, released yesterday,UGG boots, the new financial product markets 12 products, including 8 4 yuan of financial products and foreign currency financial products. 8 renminbi wealth management products, in addition to co-letter 2 silver wealth management products, the remaining investment period of the product in the following 1 month and 7 days of ultra-short-term products on the launch of 3. But last week, the investment period 63 days,UGG bailey button, 91 days, 157 days of product is still very common, as indicated in Friday's issue of 4 new products, there is 1 period of 157 days of the species, and yesterday the longer term species had disappeared.

According to the financial sector last week, financial products released statistics show that last week issued a total of 150 financial products, including a number of months following the issue of 59, accounting for up to 39.33%, compared with the previous one week 11.08% increase; 1-3 months of issue number 39, 26% of the total circulation; 3-6 months of release accounted for 21.33%; 6-12 months to release 19 of the total circulation 12.67%; 12-24 months only to release a, it is apparent last week remained stable over the short term the main market financial products.

In fact, the main short-term resident status of products are not uncommon. This year, the rate hike is expected to repeated short-term products are welcomed by investors. even a short period of financial products the majority.

and investment income, many analysts believe that the financial market, interest rates will yield financial products increased,UGGs, but the reporter found that most financial products banks earnings of new issues has not improved significantly . Academy of Social Sciences researcher at the Institute of Finance Banking Products shocking that in return, the banks need to process a response, commercial banks to issue a product that requires approval by China Banking Regulatory Commission to issue, so it will not happen on the return on investment soon improved, but the release period, the previously approved products can be deferred through the date of issue; the same time a lesser extent the upward adjustment in interest rates

, one-year time deposit of only 0.25 percentage points, investors may be short term also difficult to enjoy this good.

making banks more cautious on the issue of financial products, banks 'gambling' interest rate will be more focused on the issue of short-term products.

same time,Bailey UGG boots, the number of banks in the new product release, A variety of ultra-short-term financial products in order to protect the product. Bank analysts say the one hand, short term products, risk control; the same time, the asymmetric interest rate hike, the five-year deposit rates upward by 0.6%, while the lending rate is only 0.2% in the uplink, which means that the spread will further reduce income, business may be focused on the middle, does not rule out future increases in charges over the standard or issue more short-term products to earn more sales charges.

long-term products make more money, it enables the bank to obtain the middle of huge revenue.

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